# Phase 2: Scale & Diversification

* **PayVia Pulse:** Launch of institutional analytics dashboard.
* **New Asset Classes:** Integration of Recurring Revenue (SaaS) and Crypto Payroll financing.
* **Layer 2 Expansion:** Deployment on Base and Arbitrum to lower gas costs for SME micro-financing.
* **On-Chain Identity:** Full integration of Soulbound Tokens (SBT) for borrower credit history.


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