# Collaborative Dynamics

PayVia is not an island; it is a hub.

* **DeFi Composability:** The pTokens (LP tokens) are standard ERC-20s, meaning they can be used as collateral in other DeFi protocols (e.g., loop strategies or lending markets), maximizing capital efficiency.
* **Institutional Integration:** We partner with custodians like Fireblocks and Copper to allow funds to pledge liquidity without leaving their secure environments.


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