# Economics & Yield

**Q: Where does the yield come from?**\
Yield on PayVia is real and non-inflationary. It is derived entirely from the discount rates or interest fees paid by real-world businesses to access accelerated working capital. Unlike many DeFi protocols, we do not rely on printing native tokens to subsidize APY. If the pool pays 12%, it is because a business is paying 12%+ to finance their operations.

**Q: Why are PayVia yields uncorrelated to the crypto market?**\
The demand for PayVia’s liquidity is driven by real-world commerce (shipping goods, paying employees, servicing contracts), not by crypto leverage or speculation. Therefore, the yield remains stable even during crypto "bear markets," provided the underlying real-world economy remains functional.


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